Our Services

Commercial insurance protects businesses from financial losses due to various risks, including property damage, liability claims, and employee injuries. It encompasses a range of policies tailored to the specific needs of businesses. 

Commercial insurance is essential for safeguarding your business assets, managing risk, and ensuring compliance with legal requirements. It provides financial protection against unexpected events that could otherwise threaten your business's viability 

We offer a comprehensive range of commercial insurance products, including general liability, property insurance, workers' compensation, professional liability, business interruption, commercial auto, and cyber liability insurance, among others. 

Our experienced agents will work with you to assess your business’s unique risks and needs. We’ll conduct a thorough evaluation and recommend tailored coverage options to ensure you have the protection you require. 

 Pay-as-you-go workers' compensation allows you to pay premiums based on the actual payroll you provide to your employees. This means you only pay for the coverage you use, helping to manage cash flow and reduce costs. 

Absolutely! We specialize in creating customized insurance programs tailored to your specific industry and business needs. Our team will work closely with you to design a policy that fits your requirements. 

We offer various discounts that may apply, such as those for having a drug-free workplace, implementing safety programs, or bundling multiple policies. Our agents will help you identify all potential discounts you may qualify for.  

To file a claim, contact our office directly or if you are enrolled in Bluewave Claimguard reporting will soon be available on our mobile app. Our team will guide you through the process, ensuring you provide all necessary information for a smooth and efficient claims experience. 

 It’s a good practice to review your insurance coverage annually or whenever there are significant changes in your business, such as expansion, new services, or changes in ownership. This ensures you remain adequately protected. 

 If your business operations change, such as hiring new employees, expanding locations, or adding new services, it’s important to inform us. We can adjust your coverage to reflect these changes and ensure you have the right protection.